Category Archives: Financing

(image: Virtual Meeting Online), Get Ready for the Post-COVID-19 Business Reality, by Rolf Neuweiler A2ZCFO illustrates Digital Transformation Post COVID-19

Get Ready for the Post-COVID-19 Business Reality

 Accounting Brand Budgeting Business Management Cash flow Consulting Financial forecast Financing Leadership Legal Marketing Profit Strategies

By Rolf Neuweiler 03-28-2021

Digital Transformation Post COVID-19 in the business world will see continued changes in digital transformation, DTC, platform model, brand building and digital marketing. Get Ready for the Post-COVID-19 Business Reality As more and more people are getting vaccinated in the US, and offices are starting to reopen beginning of this summer in 2021, it is […]

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PPP Loan Forgiveness, " Deductible Expenses with PPP Loans & the 2nd Round of PPP Loans", Rolf Neuweiler, A2ZCFO (image: "PPP Loan Forgiveness" spelled out)

Deductible Expenses with PPP Loans & the 2nd Round of PPP Loans

 Business Management Debt & Loan Management Loans PPP loans and forgiveness Strategies Taxes

By Rolf Neuweiler 01-04-2021

The US Congress rules that expenses covered by PPP loans are tax-deductible; second round of PPP loans have simplified application for loans under $150k. Expenses With PPP Money Are Tax Deductible Out of the window now: all IRS rules about not allowing deducting expenses with Paycheck Protection Program (PPP) loans on tax returns.  New rules […]

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PPP Loan Forgiveness, " Deductible Expenses with PPP Loans & the 2nd Round of PPP Loans", Rolf Neuweiler, A2ZCFO (image: "PPP Loan Forgiveness" spelled out)

Apply Non-deductible Business Expenses Related to PPP Loans in 2020 Taxes

 Accounting Financial Statements Loans PPP loans and forgiveness

By Rolf Neuweiler 12-01-2020

The IRS rules that payroll and business expenses that PPP loans helped to cover in 2020 are not deductible in determining 2020 business taxes. For businesses that took out PPP loans in spring 2020, the IRS does not allow “double dipping” by deducting business expenses associated with the forgivable portions of your PPP loan, as […]

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Covid-19 and re-assessing financial health of a business, used on a blog article by Rolf Neuweiler, consulting CFO of a2zCFO, LLC., about balance sheet and income statement, Please call me (925) 216-5058 or email: rolf@a2zCFO.com

Time to re-assess your company’s financial health

 Accounting Business Management Cash flow CFO Debt & Loan Management Financial forecast Financial Statements Strategies

By Rolf Neuweiler 05-01-2020

As our economy is going through dramatic changes due to Covid-19, it is time to re-examine your company’s balance sheet and income statement to make adjustments or even changes in direction in order to survive and thrive.  This article addresses what you need to do in this regard, following my last blog where I talked […]

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(Benjamin-Franklin-on-a-dollar-bill-wearing-a-mask) Covid-19_business-owners-need-to-change-financial-budget-and-business-plan Rolf Neuweiler, A2ZCFO.

A Crisis Calls for Changing Financial Budget and Business Plans

 Accounting Budgeting Business Management Cash flow Debt & Loan Management Financial forecast Financing Strategies

By Rolf Neuweiler 04-28-2020

The world today is very different than it was 6 weeks ago. Before the Covid-19 lockdown, the U.S. economy was strong, the  bull market was high, and unemployment was low.  As our economy is slowly and gradually opening up, we are facing unprecedented unemployment, business closures, large numbers of people working from home, and many […]

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Retirement age maximizes benefits. Rules for taking out spouse’s benefit, divorced & widowed, & claiming benefits. Rolf Neuweiler A2ZCFO(image: social security)

Tips for social security claims benefits

 Accounting Budgeting Consulting Financing Social Security Strategies

By Rolf Neuweiler 06-28-2019

Wait until full retirement age will maximize benefits amount The general rule of thumb is that if you postpone taking social security benefits until after your full retirement age, you will receive a higher monthly benefit.  But after reaching full retirement age, there is no more gain from delaying claims. Remember, the earliest a person […]

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Good bookkeeping & accounting practices help avoid financial and management pitfalls for a growing small business, Rolf Neuweiler, A2ZCFO (image: money pitfall)

Financial and Management Pitfalls for a Growing Small Business – Part 1 of 2

 Accounting Budgeting Business Management Cash flow CFO Consulting Debt & Loan Management Financial forecast Financial Statements Financing Line of credit Loans Profit margin Strategies Taxes

By Rolf Neuweiler 01-29-2019

Part 1 of 2: PITFALLS FOR A GROWING SMALL BUSINESS In January 2019, I talked about financial and management pitfalls for growing small businesses at a professional networking group meeting. Here in Part 1 of the two parts, we first focus on each potential pitfall related to lacking strategic goals and skills. In Part 2 […]

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Cash flow can be mitigated with finance solutions, lines of credit, & non-financing improvement of management systems. Rolf Neuweiler, A2ZCFO (image:chalkboard)

Cash Flow Problems and Solutions for Startups and Small Businesses (3rd of 3 parts)

 Accounting Budgeting Business Management Cash flow CFO Consulting Debt & Loan Management Financial forecast Financing Line of credit Loans Profit margin Strategies

By Rolf Neuweiler 10-27-2018

This is the last of three parts about cash flow problems and solutions for small businesses. In Parts 1 and Part 2, we discussed seven preventive strategies for all businesses: 1.) Get accounting books organized. 2.) Use a cash-flow budget. 3.) Get customers to pay quickly. 4.) Rein-in unnecessary spending and stay alert to potential […]

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Cash flow can be mitigated with finance solutions, lines of credit, & non-financing improvement of management systems. Rolf Neuweiler, A2ZCFO (image:chalkboard)

Cash Flow Problems and Solutions for Startups and Small Businesses (2nd of 3 parts)

 Accounting Budgeting Business Management Cash flow CFO Consulting Debt & Loan Management Financial forecast Profit margin Strategies

By Rolf Neuweiler 10-02-2018

This is the second of three blogs about cash flow problems and solutions, particularly relevant to startups, and also for small businesses. In Part 1, we discussed the first three of seven preventive strategies for all businesses: 1.) Get accounting books organized. 2.) Use a cash-flow budget. 3.) Get customers to pay quickly. Here in […]

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Good bookkeeping & accounting practices help avoid financial and management pitfalls for a growing small business, Rolf Neuweiler, A2ZCFO (image: money pitfall)

Common Accounting Pitfalls for Small Businesses

 Accounting Budgeting Business Management Cash flow CFO Debt & Loan Management Financial forecast Profit margin Strategies

By Rolf Neuweiler 07-24-2018

Common Accounting Pitfalls & Solutions for Small Businesses About 28 percent of companies go bankrupt due to problems with a company’s financial structure, according to a study undertaken by the Small Business Administration. Good bookkeeping and accounting practices not only can avoid many problems to make it easy for tax filings, new loans, and pitching […]

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Personal finance budgeting is a healthy habit to establish credit & achieve financial accountable. Rolf Neuweiler A2ZCFO (image: financial accounting goals)

Personal financial budgeting

 Accounting Budgeting Consulting Credit history Financial Statements Strategies Taxes Uncategorized

By Rolf Neuweiler 06-06-2018

We all have heard these:  “Money doesn’t grow on trees.”  “Save money for a rainy day.” “Failing to plan is planning to fail.” However, about ⅔ of Americans do not budget. Many live paycheck to paycheck. Financial stress often spills into relationships and family life.   Budgeting is about intentional spending and mindful living. Budgeting […]

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a2z CFO

Birth of A2ZCFO

 Consulting Debt & Loan Management

By Rolf Neuweiler 05-26-2017

Announcing the birth of a2z CFO! With great pride, delight, and gratitude, I am introducing you to a2z CFO, a consulting CFO firm serving small to medium sized businesses, family offices, and non-profit organizations. I am Rolf Neuweiler, founder and principal consultant. With 30 years of financial experience, including Chief Financial Officer and Controller responsibilities, […]

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