symbolizing with the fall of 7 pillars, are the 7 signs for the moral violations by businesses, nonprofits, organizations, governments. By Rolf Neuweiler, a2zCFO.com, a consulting CFO service.

The Seven Signs of Ethical Collapse: How To Spot Moral Meltdowns in Organizations

In the book “The Seven Signs of Ethical Collapse” by Marianne Jennings, JD., these seven signs are listed for spotting an organization’s ethics crisis that can bring down corporations like Enron and other businesses and nonprofits: Pressure to maintain the business numbers  Culture of fear and silence  A “bigger than life” CEO and awe-struck direct…

This photo is part of a blog about revenue, gross, operating and net profits and profit margins by Rolf Neuweiler, consulting CFO. www.a2zCFO.com

Revenue and Profit Margins

In our last blog, we talked about EBITDA and EBITDA margin, and stated that it is better to use both GAAP metrics and EBITDA to determine an organization’s financial health. Under the guidelines of GAAP (generally accepted accounting principles) requirements for corporate accounting, a profit margin is calculated using one of the three principles: gross…

dollars and calculator with plus red button, for calculating EBITDA = earnings before interest, taxes, depreciation, and amortization. EBITDA margin = EBITDA divided by total revenue. call me (925) 216-5058 or email: rolf@a2zCFO.com

EBITDA

What is EBITDA? EBITDA is the abbreviation for “Earnings Before Interest, Taxes, Depreciation and Amortization.”  It is a measure of overall profitability of a business.   How are EBITDA and EBITA margin calculated? EBITA = earnings before interest, taxes, depreciation, and amortization. EBITDA margin = EBITDA divided by total revenue.  EBITDA and EBITDA margin help…

Tips for claiming social security benefits, Wait until full retirement age will maximize benefits amount, Rules for taking out a spouse’s benefit, divorced and widowed, Please call me (925) 216-5058 or email: rolf@a2zCFO.com A2Z CFO, we keep your ship on course

Tips for claiming social security benefits

Wait until full retirement age will maximize benefits amount   The general rule of thumb is that if you postpone taking social security benefits until after your full retirement age, you will receive a higher monthly benefit.  But after reaching full retirement age, there is no more gain from delaying claims.   Remember, the earliest…

By providing trusted financial advice, I create financial and goal clarity, resulting in increases in cash, profitability and sales all the while preparing the business strategically for a successful exit when the time is right. Works at client’s location and directly with client’s staff; Affordable and flexibility in hours – 4 hours a month to short term full time assignment; Excels at messy and difficult clean up situations; Meaningful financial reporting for management, bankers, and CPA’s. Tax returns completed by 4/15; Cradle to grave services – from bootstrapped startups to exit transition service experience. Please call me (925) 216-5058 or email: rolf@a2zCFO.com A2Z CFO, we keep your ship on course.

IRS Impersonators and Scams Related to Tax Returns

Many people reported that they have received IRS impersonators’ calls, and sadly some fell victims of various scam schemes after being intimidated into paying a fabricated tax bill. Thousands of people have lost millions of dollars and their personal information to tax scams. Scammers use the regular mail, telephone, or email to set up individuals,…

Financial and management pitfalls for a growing small business, by Rolf Neuweiler, CFO. Good bookkeeping and accounting practices not only can avoid many problems to make it easy for tax filings, new loans, and pitching to investors, but they will also provide insight into the operation and health of your business enabling sound decisions for management and growth.

Financial and Management Pitfalls for a Growing Small Business – Part 1 of 2

Part 1 of 2: PITFALLS FOR A GROWING SMALL BUSINESS In January 2019, I talked about financial and management pitfalls for growing small businesses at a professional networking group meeting. Here in Part 1 of the two parts, we first focus on potential pitfalls related to lacking strategic goals and skills. In Part 2 next…

cash flow, small business, solutions, problems, accounting, financial forecast, preventive, invoicing, payment, strategies, www.a2zcfo.com

Cash Flow Problems and Solutions for Startups and Small Businesses (3rd of 3 parts)

This is the last of three parts about cash flow problems and solutions for small businesses. In Parts 1 and Part 2, we discussed seven preventive strategies for all businesses: 1.) Get accounting books organized. 2.) Use a cash-flow budget. 3.) Get customers to pay quickly. 4.) Rein-in unnecessary spending and stay alert to potential…

cash flow, small business, solutions, problems, accounting, financial forecast, preventive, invoicing, payment, strategies, www.a2zcfo.com

Cash Flow Problems and Solutions for Startups and Small Businesses (2nd of 3 parts)

This is the second of three blogs about cash flow problems and solutions, particularly relevant to startups, and also for small businesses. In Part 1, we discussed the first three of seven preventive strategies for all businesses: 1.) Get accounting books organized. 2.) Use a cash-flow budget. 3.) Get customers to pay quickly. Here in…

cash flow, small business, solutions, problems, accounting, financial forecast, preventive, invoicing, payment, strategies, www.a2zcfo.com

Cash Flow Problems and Solutions for Startups and Small Businesses (1st of 3 parts)

This is the first of three blogs about cash flow problems and solutions for small businesses. Cash flow management is key for a small business to succeed About 82 percent of startups and small businesses fail due to poor cash-flow management. Businesses experience cash flow problems when they cannot timely pay employee salaries and/or pay…